At American Life Fund, we aim to make the viatical settlement application process as easy as possible. We understand that our clients and their families are going through a difficult time, and we want to minimize your stress as much as possible. Here’s a look at the process of applying for a viatical settlement with us.

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Start With a Viatical Settlement Estimate

Before you apply for a viatical settlement, you may want to start with an estimate. Our online tool makes this process as easy as possible. You simply enter your age, gender, type of illness, stage of your illness, and the value of your life insurance plan. Then, you share your name and contact details. Within seconds of submitting, you are given an instant estimate for the value of your policy.

Speak With a Financial Counselor

Once we receive your viatical settlement estimate submission, one of our financial counselors will contact you. They will call you to confirm your information and explain more about how the viatical settlement process works. They will provide you with our simple, 3-page application form and let you know if they need any additional medical records or insurance information to complete your application. At the same time, you can take advantage of this phone call to ask any questions you have about the process.

Applying For a Viatical Settlement Approval And Finalization

Once your application is approved, we present you with an offer. If accepted, we provide you the final paperwork outlining your offer and explaining the details of your settlement. Then, once both parties sign, we provide the funding. Finally, you can use the money from your viatical settlement to relieve all your financial burdens!

At American Life Fund, we are committed to helping our clients with an easy application process and the highest offer for their policy. To learn more about how we can help you achieve financial freedom, contact us directly via phone at 877-226-9836 or email us at

About the Author: Lacey

Lacey is a compassionate and dedicated marketing director at American Life Fund, a leading life and viatical settlement company. Lacey has made it her mission to help patients with life-threatening illnesses and their families get the financial support they need during difficult times.

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