At American Life Fund, we aim to make the viatical settlement application process as easy as possible. We understand that our clients and their families are going through a difficult time, and we want to minimize your stress as much as possible. Here’s a look at the process of applying for a viatical settlement with us.

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Start With a Viatical Settlement Estimate

Before you apply for a viatical settlement, you may want to start with an estimate. Our online tool makes this process as easy as possible. You simply enter your age, gender, type of illness, stage of your illness, and the value of your life insurance plan. Then, you share your name and contact details. Within seconds of submitting, you are given an instant estimate for the value of your policy.

Speak With a Financial Counselor

Once we receive your viatical settlement estimate submission, one of our financial counselors will contact you. They will call you to confirm your information and explain more about how the viatical settlement process works. They will provide you with our simple, 3-page application form and let you know if they need any additional medical records or insurance information to complete your application. At the same time, you can take advantage of this phone call to ask questions and clarify doubts, ensuring you’re fully informed every step of the way.

Viatical settlements can provide vital financial relief by allowing you to access the value of your life insurance policy sooner. Our team is here to support you with empathy and transparency, helping you make a well-informed decision about your financial future. Contact us today to start your financial journey together and ensure financial stability.

Learn More about Viatical Settlements and How it Works. 

Applying For a Viatical Settlement Approval And Finalization

Once your application is approved, we present you with an offer. If accepted, we provide you the final paperwork outlining your offer and explaining the details of your settlement. Then, once both parties sign, we provide the funding. Finally, you can use the money from your viatical settlement to relieve all your financial burdens!

Expand your knowledge and learn the Steps for applying for a viatical settlement. 

At American Life Fund, we are committed to helping our clients with an easy application process and the highest offer for their policy. To learn more about how we can help you achieve financial freedom, contact us directly via phone at 877-226-9836 or email us at

About the Author: Eugene Houchins

In 2005, Gene Houchins founded American Life Fund, addressing a significant gap in financial options for life insurance policyholders. As its leader, Gene specializes in providing swift financial support for those with severe illnesses. Through viatical settlements, his organization is able to assist patients with funding medical and living expenses through their existing life insurance policies.

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