Financial assistance can make an enormous difference for those struggling to manage the costs associated with a non-Hodgkin’s lymphoma diagnosis. The medical expenses associated with this form of cancer can be overwhelming and create great stress for individuals and their families.
Fortunately, several resources are available to help those in need cover some or all of the associated costs. This blog will discuss the various financial assistance available for non-Hodgkin’s lymphoma patients.
Financial Assistance For Non-Hodgkin’s Lymphoma Patients Type #1: Your Life Insurance Policy Pays YOU (through a Viatical Settlement)
Even though the United States has government programs like Medicare and Medicaid, you may still be responsible for significant out-of-pocket expenditures if you undergo non-hodgkin’s lymphoma therapy.
If you have a life insurance policy, you may not realize it’s an asset. A “viatical settlement” allows policyholders to sell their life insurance in exchange for a lump-sum cash payment. These funds are free of tax and come with no strings attached, so you can spend the money however you choose. You can use the funds for medical costs, living expenses, paying off debt, or even going on that vacation you’ve always wanted to take. Viatical settlements are for people with life insurance and serious illnesses like cancer. Here’s how it works:
- Individuals may sell their life insurance policies to third-party purchasers such as viatical settlement companies.
- The amount they receive is greater than the cash value of the life insurance policy but less than the death benefit.
- Once the company becomes the new policy owner and the insured is paid, the company takes over premium payments and receives the face value of the policy when the insured passes.
If you are thinking about selling your life insurance policy, American Life Fund can help. It is important to relieve the financial strain of non-Hodgkins lymphoma treatment, decrease stress, and allow you more time to focus on what matters most. Once you complete our simple application form, we will help you get a cash offer for your life insurance policy.
Financial Assistance For Non-Hodgkin’s Lymphoma Patients Type #2: Non-Hodgkin’s Lymphoma-Specific Financial Grants & General Cancer Financial Assistance
Non-Hodgkin’s lymphoma patients have access to specialized grants and financial assistance programs designed for their specific type of cancer. These grants can help cover the costs associated with treatment, medication, travel to treatments, childcare, living expenses, and more. Most of these grants are provided by non-profits, organizations, and charities focusing on providing medical financial assistance to those in need.
The Leukemia And Lymphoma Society (LLS)
The LLS offers a variety of programs to provide financial assistance for non-Hodgkin’s lymphoma patients, including emergency grants and co-payment assistance. In addition, the organization also runs special campaigns to raise money for research into the disease.
Patient Advocate Foundation (PAF)
PAF provides direct grants to individuals with cancer, including those with non-Hodgkin’s lymphoma. It also offers co-payment assistance and a helpline to advise on managing your finances during treatment.
This organization offers financial assistance for non-Hodgkin’s lymphoma patients in the form of co-payment assistance as well as grants for costs associated with treatment, transportation, and home care.
The American Cancer Society
The ACS has a variety of programs that provide financial assistance to those with non-Hodgkin’s lymphoma, including grants for transportation and lodging costs. It also offers educational resources on managing the cost of care.
In addition to these organizations, many other sources of financial assistance are available to non-Hodgkin’s lymphoma patients. These include federal programs such as the Medicare Cancer Drug Coverage Program and private organizations offering grants and other financial assistance.
Financial Assistance For Non-Hodgkin’s Lymphoma Patients Type #3: General Cancer Financial Assistance
In addition to specific grants for non-Hodgkin’s lymphoma, a wide range of general cancer financial assistance programs are available. These programs help pay for treatments, medication, and other costs associated with the diagnosis and treatment of cancer.
The National Institutes of Health (NIH)
The NIH provides financial assistance for cancer patients, including non-Hodgkin’s lymphoma. This includes grants to pay for medical bills, transportation costs, and other related expenses.
The Patient Access Network Foundation (PAN)
This foundation offers financial assistance to those suffering from various cancers, including non-Hodgkin’s lymphoma. PAN offers grants to cover the cost of medications and treatments and assist with travel expenses.
CancerCare Co-Payment Assistance Foundation (CCAF)
This organization provides financial assistance for patients dealing with various types of cancer, including non-Hodgkin’s lymphoma. They offer co-payment assistance for medications and treatments, as well as grants for travel costs and other related expenses.
The Cancer Support Community (CSC)
CSC provides financial assistance to those suffering from all types of cancer, including non-Hodgkin’s lymphoma. This includes grants for medical bills, transportation, and other costs associated with cancer treatment.
These are just a few organizations that provide financial assistance for non-Hodgkin’s lymphoma patients. A wide range of programs is available to help those in need pay for their treatments and medications and provide additional support. It is important to research all the options available to find the best fit for your needs.
Financial Assistance For Non-Hodgkin’s Lymphoma Patients Type #4: Prescription Assistance
If you cannot pay for your non-Hodgkin’s lymphoma cancer care, you may be eligible for assistance through a patient assistance program. Many pharmaceutical companies offer patient assistance programs to help people who cannot afford their medications.
To see if you qualify for a patient assistance program, don’t hesitate to get in touch with the pharmaceutical company that makes your medication or the below sources:
- RxHope helps people in need obtain critical medications they would normally have trouble affording. Patient Assistance Programs (PAP) are designed to support low-income U.S. residents with free or low-cost prescriptions. The programs usually cover brand-name drugs only and are administered individually by the pharmaceutical companies that manufacture the drugs.
- Rx Outreach is a fully-licensed mail-order pharmacy committed to making prescription drug use safer and more affordable. The program offers prescription medicines to uninsured and underinsured individuals and families and those with limited prescription drug coverage.
- Simple Fill provides prescription advocate programs for over 1500 drugs. All you need to do is apply online or by phone at 1(877)386-0206. You’ll then get a call from one of their patient advocates, who will ask you some important questions about the medications you take, your income and financial situation, and your insurance coverage if any.
Financial Assistance For Non-Hodgkin’s Lymphoma Patients Type #5: Fundraising
Creating a fundraising campaign is another way to minimize the financial burden of non-Hodgkin’s lymphoma treatment. You will allow yourself to be supported by those near and far who have been impacted and inspired by your story.
Many online crowdfunding platforms make it easy for people to raise money for medical expenses, such as:
This platform is great for raising funds for medical expenses, including treatment-related costs.
YouCaring allows individuals to create fundraising campaigns and receive donations from friends and family members.
Fundly also allows users to start a campaign and raise money quickly from people worldwide.
GiveForward is a crowdfunding platform specifically designed to help people raise money for medical expenses.
Using any of these fundraising platforms, you can create a successful campaign and start receiving donations from your friends and family members willing to lend a helping hand.
Frequently Asked Questions About Financial Assistance For Non-Hodgkin’s Lymphoma Patients
Q: What Types of Financial Assistance Are Available For Non-Hodgkin’s lymphoma Patients?
A: A variety of resources are available to help people with non-Hodgkin’s lymphoma pay for their medical treatments and expenses. This includes American Life Fund. American Life Fund offers financial assistance to individuals with life-threatening illnesses.
Q: How do I Apply For Financial Assistance?
A: The application process varies depending on the type of financial assistance you seek. Generally speaking, contacting the organization or company is important to get more information on their application process.
Q: Is Financial Assistance Available For Treatments Not Covered by Insurance?
A: Yes, some organizations and companies offer financial assistance for treatments not covered by insurance. This includes non-profit grants, patient assistance programs from pharmaceutical companies, and crowdfunding platforms like GoFundMe.
Q: Do I Need to Provide Documentation to Qualify For Financial Assistance?
A: Some organizations and companies will require you to provide proof of income and other documentation. Check with the organization or company directly to find out what documents are needed for their application process.
There is financial assistance available for Non-Hodgkin’s Lymphoma patients. American Life Fund offers financial support to those living with life-threatening illnesses. If you have a life insurance policy, you could be eligible for a lump sum cash benefit. We hope this article has provided you with some options to explore. If you have any questions or want more information, please get in touch with us at American Life Fund.