American Life Fund is The Best Viatical Settlement Company

Why Choose Us2024-06-13T10:51:30-04:00

Financial Relief Made Simple.

When faced with a cancer diagnosis, viatical settlements can help you achieve the financial freedom you need and deserve. Unfortunately, cancer often brings along a heavy dosage of financial stress — patients lose income, medical bills pile up, loved ones take off work to provide care, travel costs are incurred, and other expenses add to the stress. With a viatical settlement, you can turn your life insurance policy into cash, providing financial relief.

However, once you decide on a viatical settlement, you need to choose a viatical settlement company. Here is why American Life Fund is the best viatical settlement company.

Focused on Viatical Settlements

Focused on Viatical Settlements.

Choosing a company specializing in viatical settlements is critical to the viatical settlement process. Selecting a specialized viatical settlement company will increase your overall experience and ensure you receive the highest offer possible for your life insurance policy.

Since American Life Fund specializes in working with individuals who have been diagnosed with late-stage cancer or life-threatening illness, our professional staff is specifically trained to handle your case with sensitivity, expertise, and care.

Not only is American Life Fund specialized in understanding and meeting our customer’s emotional needs, but because we specialize in viatical settlements, our medical underwriters are experts in cancers and life-threatening diseases, allowing us to give you the highest offer possible for your life insurance policy, with the quickest turnaround time.

Devoted to Quality Client Services.

At American Life Fund, we are fully devoted to providing our clients with quality customer service. We work diligently to ensure that all viatical settlements are as stress-free as possible so that you can focus on what matters most in your life.

To simplify the process, every client speaks directly with our Vice President of Sales every step of the way. This reduces the stress of viatical settlements by eliminating the need for you have to explain your situation repeatedly to multiple staff members to bring them up to speed. With other companies, you will likely face long hold times, impersonalized attention, and the increased likelihood of miscommunication among multiple team members.

Our proven individualized process gives clients the stress-free, quality experience they deserve.

Viatical Settlement Recipient Relaxing
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Committed to Fair and Generous Offers.

Another key factor in viatical settlements is the offer. Viatical settlement offers are typically based on a number of factors, with the insured’s health being the largest factor in the offer. Since American Life Fund specializes in working with individuals who have cancer and life-threatening illnesses, we are able to present our clients with offers that are significantly higher than the industry average.

Because we work directly with our clients, our clients are able to pocket more money by eliminating the cost of a broker fee, which is generally a hefty fee deducted from your offer. In choosing a viatical settlement company, you want to ensure you get the highest offer possible. At American Life Fund, we stand committed to providing our clients with fair and generous offers.

A Caring Attitude.

We, at American Life Fund, understand the importance of giving back to others. That is why we stand committed to serving the needs of others in ways beyond viatical settlements. One way we do this is by continuously seeking out new ways to support non-profit organizations that assist families and individuals affected by cancer.

Over the years we have sponsored and participated in numerous events such as the Colorectal Cancer Alliance Undy Run and the Atlanta Cancer Care Foundation 5k Feather Run.

For every individual that completes a viatical settlement process with us, we offer to donate $500 to a cancer non-profit of their choice. Through actions like this, we strive to support the cancer community any way we can.

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Easy Process Viatical Settlement

Easy Process.

At American Life Fund, we strive to make the viatical settlement process as easy as possible for our clients, right from the start to the very end. While other companies complicate the process with lengthy applications and added unnecessary work from their clients, we eliminate headaches and simplify the application process with a simple three-page application that typically takes clients less than ten minutes to complete.

Upon receipt of your application, our underwriting team will request, follow up, and pay for copies of your medical records. This frees up your valuable time and energy. Many times clients have difficulty locating a copy of their policy. In these situations, we go above and beyond in assisting you with obtaining a copy of your policy.

Next, we undergo a streamlined due diligence period. During this time, we verify all of the medical records and life insurance policy information we’ve received and requested.  We use this time to ensure all information has been thoroughly reviewed and substantiated.

Lastly, we understand that each client’s needs are different. That is why we simplify the payment process by giving our clients the option to receive their viatical settlement funds in the form of a wire transfer or a check.

Quick Payments to Help With a Range of Expenses.

Time is always precious, but it feels especially precious when you are facing cancer or another life-threatening diagnosis. At American Life Fund, we understand this and work diligently to ensure that our clients receive their funds as quickly as possible.

The industry average processing time for viatical settlements is 30 days or greater, however since we have an onsite medical underwriting team that specializes in viatical settlements, we are able to expedite the underwriting process significantly, with most settlements completed in as little as 1-2 weeks. Our quick processing time helps ensure that our clients receive the financial relief they deserve as soon as possible.

A close-up image showing a burlap money bag with a dollar sign in the center, standing next to rolls of U.S. dollar bills. In the background, there's a digital blood pressure monitor, partially out of focus, suggesting a connection between health and finances. The setup is on a surface with scattered U.S. dollar bills, indicating a theme of medical expenses or healthcare funding.
The image shows a close-up of two women, one older and one younger. The younger woman is in the foreground, smiling at the camera, wearing a blue headscarf and a striped top. The older woman, slightly out of focus, is positioned behind her, providing a supportive embrace. Both display an aura of warmth and positivity. The setting appears to be a comfortable home environment. This image may represent themes of family support, health challenges, and recovery.

Long History of Happy Clients.

American Life Fund has consistently ranked high in overall client satisfaction surveys. We generally find that our client testimonials speak for themselves. From the ease of the process to the caring and dedicated team at American Life Fund, along with competitive offers, we hear countless reasons as to why our clients say they would recommend us to a friend or loved one for a viatical settlement. We remain dedicated to going above and beyond to ensure our clients are highly satisfied, making the process of viatical settlements as smooth and stress-free as possible.

Are you struggling with cancer? Do you need financial assistance? Do you want to make the most of your life insurance? Contact us today via our simple form or by reaching us at 877-959-5855 to learn how we can help.

We’ve Helped Thousands of People Just Like You.

Andrea, a cancer patient from Arizona, smiling and sharing her positive experience with American Life Fund.

“You never know how stressful a cancer diagnosis is until you experience it yourself. American Life Fund relieved my financial worries so I’m able to focus on my journey to recovery!”

Andrea, Arizona

An elderly couple from Alabama, Dan and his wife, smiling and expressing their gratitude to American Life Fund for financial assistance.

“Once I received the first bill for treatments, I knew that I had to come up with a financial plan. I found American Life Fund and instantly felt reassured that I was in good hands. They were able to provide me with the money I needed and literally saved me from bankruptcy. I am now able to enjoy my time with what means the most to me, my family.”

Dan, Alabama

Charlene from Wisconsin, smiling and wearing a purple headband, shares how American Life Fund helped her and her husband during her cancer treatment with viatical settlements

“When my husband was diagnosed with cancer and our retirement ran out, we needed a plan B and fast. American Life Fund provided the financial help we needed exactly when we needed it.”

Charlene, Wisconsin