Navigating the financial burdens that come with a cancer diagnosis can be challenging. Fortunately there are numerous organizations that help cancer patients financially.

These groups offer various forms of aid, from help with medical bills to support for daily living expenses such as rent or transportation.

We’ve compiled a comprehensive list of these organizations, providing essential information about each one’s services. This resource is designed to help you find the financial support you need to focus on what truly matters – your health and recovery.

Learn About Financial Resources to Help Manage the Cost of Cancer.

If you’ve been diagnosed with cancer or another life-threatening illness, you need to focus on your health.

Sometimes that can feel impossible when you’re saddled by an influx of cancer bills from medical treatment. Cancer grants for patients have become an integral part to dealing with an already incredibly difficult scenario.

Cancer charities and organizations can offer financial support to help cancer patients, particularly from low income households, with medical bills, other out-of-pocket costs associated with cancer care, free groceries, and more free items for cancer patients (maybe even a dream vacation!).

At American Life Fund, we help with funding for people suffering from cancer every day through viatical settlements and other resources.

Here are 7 government assistance programs, financial help charities, patient assistance programs, cancer help foundations and organizations that help cancer patients financially, as well as provide other support and offer more resources (even if a viatical settlement isn’t right for you).

American Life Fund is an organization that helps cancer patients financially by giving them access to large sums of cash within two weeks by guiding them through the process of selling their existing life insurance policy.

This money can then be used to pay for medical treatment, prescription drugs, Alternative & Holistic Cancer Treatment Centers, home care, and other healthcare needs.

It also can be used for almost anything you want — even a dream vacation with your family. If health insurance doesn’t cover the cost of your care and offers limited financial assistance, American Life Fund can help.

The US Department of Health & Human Services provides educational resources about cancer that are designed to help survivors, people who live in rural communities, and other strained demographics.

And in terms of financial aid, the health and humans services department offers a range of helpful services for people who have financial difficulties due to cancer or other hardships, like low income homeowners, including food stamps and financial assistance.

The HHS website is full of helpful cancer research resources, including ways to contact local social workers.

These direct financial assistance programs are typically sponsored by pharmaceutical companies and aim to offer financial aid to people battling cancer who don’t have health insurance coverage.

They can provide low-cost access to prescription drugs and get help paying for other medical expenses for cancer patients.

Some organizations that help with the cost of pharmaceutical drugs are:

  • PPA: Partnerships For Prescription Assistance
  • NeedyMeds Drug Discount Card
  • Medicine Assistance Tool

CancerCare has two main programs designed to help ease the financial burden on cancer patients:

1)The financial assistance program is designed to help offset costs that are related to a long-term illness, such as transportation, child care, and medical supplies.

2) The co-payment assistance program helps with covering the cost of insurance copays for cancer treatment. While the Affordable Care Act and Medicaid can help to make health care less expensive, medical bills can still pile up.

On top of financial assistance, this group also offers other local resources like access to financial counselors, education, and support groups. There are even social workers who can help you find and apply for financial assistance from other groups and advocacy organizations.

As one of the most famous organizations that help those struggling with cancer, this non-profit organization focuses on educating people about the warning signs of cancer, from breast cancer to leukemia to pancreatic cancer, and hopes to use their web site and other sources to educate people about early detection of cancer.

When it comes to financial support, the American Cancer Society has a few financial assistance programs. For example, in regions with the Road to Recovery Program, patients can access free rides from volunteers to hospitals and clinics.

Additionally, this group may be able to help people get low-cost lodging near their cancer treatment center. American Cancer Society can also help people find local financial resources in their community.

Most communities have faith-based organizations that are willing to help cancer patients and others with rent assistance, grocery money, utility bills, and related costs.

Some nationwide nonprofit organizations include Catholic Charities, Lutheran Social Services, and Jewish Family Services, among others. Small local churches are also sometimes able to help.

Typically, being a member of the church is not one of the eligibility requirements.

When someone is going through cancer treatment or receiving associated medical care, they most likely want a family member nearby.

But if the health care provider or treatment center is far from home, the family will have to find lodging, which can be expensive.

Fortunately, the Ronald McDonald House website states that they offer rental assistance for cancer patients from just $25 per night and can offer direct financial support for families who can’t pay.

Having family close by is important during trying times, especially for young people and whether it’s a diagnosis of cancer or other serious health care concerns, families can stick together with this organization.

Get Money For Your Life Policy Now!

Blog feature image with different cancer ribbons and a caption that says organizations that help cancer patients financially

Other organizations that help cancer patients financially:

When faced with a cancer diagnosis, many struggle to meet their financial challenges and obligations while dealing with life-changing medical treatments. Fortunately, federal government grants are available to help ease the burden on patients and their families. These grants for terminal cancer patients provide important emergency financial support, particularly to low-income families, covering such expenses as medical bills, living costs, transportation to treatment appointments, and other needs specific to the patient’s situation.

Government programs and federal grants for cancer patients undergoing experimental treatments or participating in clinical trials are made specifically available. Whether you or a loved one has recently been diagnosed with cancer, it is reassuring to know that government benefits for cancer patients are available to help ease the financial strain of this difficult time. With government grants for patients, you can focus on getting well without worrying about your next bill. Here are some cancer foundation names that may be worth reaching out to:

  • PAN Foundation (offer direct financial assistance grants to struggling cancer patients)
  • National Cancer Assistance Foundation (offers financial assistance to struggling cancer patients; patients in the following states are not eligible: AR, IA, MI, OR )
  • Headstrong Foundation (offers financial grants to struggling cancer patients)
  • Family Reach (provides emergency financial relief to cancer patients)
  • The Jadyn Fred Foundation (offers financial assistance to struggling cancer patients)
  • Cancer Lifeline (offers financial assistance to struggling cancer patients)
  • The SamFund (provides grants to young adult cancer survivors)
  • Cancer Family Relief Fund (offers limited financial assistance to parents facing cancer)
  • CancerCare (offers diagnosis-specific co-pay financial assistance to cancer patients)
  • Patient Advocate Foundation (offers diagnosis-specific co-pay financial assistance to cancer patients)
  • Healthwell Foundation (offers diagnosis-specific co-pay financial assistance to cancer patients)
  • Good Days (offers financial assistance for treatment medications to cancer patients with certain diagnoses)
  • Cancer Financial Assistance Coalition (this is a tool that connects cancer patients with financial assistance resources, based on geographic location and diagnosis)
  • American Cancer Society Financial Assistance( this is a general resource to help cancer patients get connected with financial assistance resources)

Additionally, here are some more cancer care financial assistance and free money programs we recommend based on the specific type of cancer type you have, including:

Bile Duct Cancer Treatment:

  • PAN Foundation Bile Duct Cancer Fund (available to Medicare patients only)
  • PAF Copay Relief Fund for Bile Duct Cancer (available to patients with Medicare, Medicaid, or Tricare only)
  • CancerCare Co-payment Assistance Fund (available to patients with Medicare, Medicaid, or Tricare only)

See more on our blog about Financial Assistance for Bile Duct Cancer

Breast Cancer Treatment:

  • Breast Cancer Assistance Fund
  • The Pink Fund
  • Komen Treatment Assistance Program

See more on our blog about financial assistance for breast cancer patients.

Colon Cancer Treatment:

  • Meredith’s Miracles Colon Cancer Foundation Fund
  • PAN Foundation Colorectal Cancer Fund (this fund is currently not accepting applicants, but keep an eye out for re-opening dates)

See our blog on Financial Assistance For Colon Cancer

Esophageal Cancer Treatment:

  • PAF Copay Relief Fund for Esophageal Cancer (available to patients with Medicare, Medicaid, or Tricare only)
  • HNC Living Assistance Fund
  • The Assistance Fund: Head and Neck Cancer Copay Program

See our blog on esophageal cancer financial resources

Lung Cancer Treatment:

  • PAN Foundation Lung Cancer Fund
  • Healthwell Foundation Small Cell Lung Cancer Medicare Access Fund (this is a copay fund that is only eligible to Medicare patients)
  • The Assistance Fund: Non-Small Cell Lung Cancer Copay Program

See our blog on financial resources for lung cancer patients

Multiple Myeloma Treatment:

  • Leukemia and Lymphoma Society Urgent Need Fund (the fund is available to individuals diagnosed with blood cancer, including multiple myeloma)
  • Leukemia and Lymphoma Society Co-pay Assistance Program (the program is available to individuals diagnosed with a blood cancer, including multiple myeloma)
  • Patient Advocate Foundation Multiple Myeloma Co-Pay Relief Fund (must have Medicare, Medicaid, or Tricare in order to be eligible)

See our blog on financial resources for multiple myeloma

Ovarian Cancer Treatment:

  • Ovarcare Patient Assistance Program
  • PAN Foundation Ovarian Cancer Fund
  • Here4You Financial Assistance Program (available to patients in the Oregon and Southwest Washington areas only)

See our blog on ovarian cancer financial resources.

Pancreatic Cancer Treatment:

  • Project Purple Pancreatic Cancer Patient Financial Aid
  • National Pancreatic Cancer Foundation Critical Assistance Fund
  • Hirshberg Pancreatic Program Fund through CancerCare

See our blog on financial resources for pancreatic cancer

Prostate Cancer Treatment:

  • PAF Copay Relief Fund for Prostate Cancer (provides financial assistance for copays, coinsurance, and deductibles; available to patients with Medicare, Medicaid, or Tricare only)
  • The Assistance Fund Prostate Cancer Copay Program (provides financial assistance for copays, coinsurance, and deductibles; currently waitlisting new patients)
  • PAN Foundation Prostate Cancer Fund (must be a Medicare patient to be eligible)

See our blog on financial resources for prostate cancer

Bladder Cancer Treatment:

Thyroid Cancer Treatment:

Sarcoma Cancer Treatment:

Head and Neck Cancer Treatment:

organizations that help cancer patients financially usa bald cancer patient doing yoga on the beach

How American Life Fund Helps Cancer Patients Financially

For many cancer patients with a life-threatening diagnosis, a viatical settlement can be one of the greatest sources of financial help.

WHAT TO EXPECT

Viatical settlements are different than other types of financial assistance for cancer patients because they:

  • Provide cancer funds quickly, within a matter of weeks.
  • Provide large, lump-sum payments.
  • There are no restrictions on using the money.
  • It reduces monthly bills by eliminating insurance payments.

VIATICAL SETTLEMENTS DEFINED

A viatical settlement is an arrangement in which someone with a life-threatening illness sells his or her life insurance policy for cash.

Best of all, under federal law, viatical settlements are non-taxable and can typically be used for anything you want (seriously, just about anything, even a trip to Rome or renting a Ferrari for a day!).

WHAT HAPPENS IF MY LIFE INSURANCE POLICY LAPSES?

According to the Life Insurance Settlement Association (LISA), more than 710,000 policies are lapsed or surrendered each year. As a direct result, a staggering seven billion dollars in combined face value is lapsed each year by American seniors over the age of 70.

Once a life insurance plan lapses, the life insurance company is not under any legal obligation to pay the beneficiaries if an insured person passes away. The reinstatement process requires good health with proof of insurability and all missed premiums must be paid to the insurance company.

Essentially, the viatical settlement process allows late-stage cancer patients to explore all options before lapsing the life insurance policy because of unaffordable premiums.

Even with a decision to keep the policy, knowing the value of the policy on the open market gives the patient options and financial peace of mind.

Here’s How the Viatical Settlement Process Works To Get You Cash:

  • Contact American Life Fund today at 877-590-4088 to speak with a counselor or complete our easy online form.
  • Complete the simple application. After the initial, three-page application is submitted, American Life Fund will review all medical records and policy information to verify all the details provided by the insured.
  • Receive an offer. Once the insured’s case information is verified, an offer for your policy may be provided. If accepted, closing documents will be sent out for your signature. Next, your life insurance carrier will be instructed to make the necessary beneficiary changes to the policy. Once these changes are made, you will receive a lump-sum payment for your policy.

American Life Fund ensures complete confidentiality and follows any privacy policy under federal law during the entire viatical settlement process.

Cancer support resources and contact information for advocacy organizations will be offered if you choose to decline the offer. There is no waiting period to re-apply, as we understandhelp for families with cancer is a big decision and may need more time to discuss all options.

Cancer patient receiving help & older couple reading ipad
financial assistance for cancer patients & signing a viatical settlement to get cash fast

WHY SELL MY POLICY?

  • Pay for medical costs or alternative treatment
  • Premium payments become unaffordable
  • Funds are immediate and tax-free
  • No obligation, receive an instant quote and three-page application process
  • Replace loss of income

WHO QUALIFIES?

  • Individuals with late-stage cancer or a life-threatening disease
  • Currently own an existing life insurance policy
  • Death benefit of the life insurance policy is at least $100,000 or more

HOW DO I APPLY FOR A VIATICAL SETTLEMENT?

  • Call 877-226-9836 or apply for a viatical settlement online to find out what your policy is worth. There’s no-hassle & zero obligation.
  • If you qualify for a viatical settlement, you’ll be sent a simple, three-page form asking for additional information on you and your policy.
  • Once we receive your forms and verification, you can receive an offer on your policy.
  • If accepted, you can receive your funds in as little as 2 weeks. It’s that simple.

If you need financial help, check out the above organizations that help people suffering from cancer financially. To learn more about cashing in on your life insurance policy early, contact American Life Fund directly. We may be able to help. We hope our cancer charities list has been helpful!

MORE READING
Tips for Financial Assistance for Cancer Patients

We’ve helped thousands of people just like you.

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“You never know how stressful a cancer diagnosis is until you experience it yourself. American Life Fund relieved my financial worries so I’m able to focus on my journey to recovery!”

Andrea, Arizona

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“Once I received the first bill for treatments, I knew that I had to come up with a financial plan. I found American Life Fund and instantly felt reassured that I was in good hands. They were able to provide me with the money I needed and literally saved me from bankruptcy. I am now able to enjoy my time with what means the most to me, my family.”

Dan, Alabama

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“When my husband was diagnosed with cancer and our retirement ran out, we needed a plan B and fast. American Life Fund provided the financial help we needed exactly when we needed it.”

Charlene, Wisconsin