There are a few steps to take before you can get a viatical settlement.
Apply for a viatical settlement
The first step is to apply for a viatical settlement using the form on this page or by contacting us directly.
Wait for a representative to contact you
Once we receive your application, a representative will contact you to ask for more information about your policy and health condition.
Submit supporting documents
You will then need to submit supporting documents, such as a copy of medical records or policy documents requested by our representative.
Receive an offer from us
Once we have all the necessary documents and determine you qualify, we will make an offer to you. The offer will be based on the information provided in your application and supporting documents.
Accept The Offer
Once the offer is accepted we will send you contracts to sign.
Once the paperwork is completed, you will receive your payment in as little as two weeks..
What policies qualify for a viatical settlement?
To qualify for a viatical settlement, your life insurance policy must have a death benefit of at least $150,000. The policy must also be at least two years old, and the insured person must be diagnosed with a life threatening illness.
How is the amount of money determined?
The amount of money paid for the viatical settlement is determined by several factors including the insured’s health condition and the policy’s type, face value, and premiums, among other factors.
How long after I apply for a viatical settlement will I have money if accepted?
If you qualify for a viatical settlement, receiving the payment usually takes a few weeks from the time you send back the settlement contracts However, this can vary depending on the complexity of your application and whether any additional documents are needed.
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American Life Fund Is Here To Help You Apply For A Viatical Settlement
Applying for a viatical settlement should be a simple process and American Life Fund is here to help you every step of the way. We strive to provide you with the best possible service and ensure a hassle-free process to ensure you get the money you need as quickly as possible.
Our experienced representatives can answer any questions and guide you through the process. For more information, contact us today!
Disclaimer: American Life Fund is not a licensed provider and may not be licensed in your state. Principles hold brokers license in various states nationwide. Due to life settlement regulations varying state by state, our services are not available to residents in all states, including Georgia and Florida. The content contained in this website is not applicable for consumers in states where American Life Fund is not permitted to make life settlement transactions, solicit or advertise. Any offer is conditional, contingent upon written terms and conditions, and is non‐binding, as well as subject to due diligence and execution of closing documents.