Sell Your Life Insurance Policy.

We Help Cancer Patients Sell Their Life Insurance Policy For Immediate Cash.

Sell Your Life Insurance Policy
American Life Fund: Financial Support for Critical Illnesses2024-07-10T14:44:48-04:00

About American Life Fund 

At American Life Fund, we take pride in being at the forefront of the viatical settlement industry, providing compassionate assistance to individuals facing late-stage cancer or other life-threatening illnesses. Over the years, we’ve extended our support to countless individuals, helping them secure immediate cash through a process known as a viatical settlement, leveraging the value of their existing life insurance policy.

Our commitment extends beyond financial transactions; at American Life Fund, we believe in empowering cancer patients by offering education on their diverse financial options. One such invaluable option is accessing your life insurance policy funds through a viatical settlement. We understand the complexities and challenges of a serious health diagnosis, and we aim to simplify this aspect of the journey.

A viatical settlement with us is more than just a transaction; it’s a seamless, swift, and stress-free avenue to obtain the necessary cash to address pressing needs such as medical bills, daily living expenses, and alternative treatments. We recognize the importance of providing a financial solution and a supportive and understanding approach during a challenging time. Let us guide you through this process with care and dedication, ensuring you have the resources to navigate your unique circumstances.

Pancreatic cancer action network
camp sunshine
breast cancer alliance
unwavering support
colon cancer coalition
colorectal cancer alliance

Are you eligible to sell your policy?

Your life policy is $150,000 or more.

If you have an existing life insurance policy of at least $150,000, you’re eligible to sell your policy.

You have a life-threatening illness.

If you have a serious health diagnosis such as Cancer, ALS, or Alzheimer’s, you can sell your policy for cash.

Want a free estimate for your policy?

Use our free calculator to see if you qualify and get an estimate of your policy’s worth.

How Does The Viatical Process Work?

Do you need a viatical settlement company? A viatical settlement can be defined as the sale of an existing life insurance policy to a third party for more than its surrender value but less than its net death benefit. Your existing insurance policy can hold the key when it comes to receiving funds to pay off various expenses such as medical bills, future cancer treatments, living expenses, and medications.

If you have an existing life insurance policy with a face amount of $100,000 or higher and have a life-threatening disease, please call American Life Fund to assist you in selling your policy.

What Can a Viatical Settlement do?

Viatical Settlements serve as a valuable source of financial assistance, offering support to cover a wide range of expenses that may arise in the face of a cancer diagnosis. When confronted with the challenges of medical bills, medication costs, cancer care, and everyday necessities, the financial strain can be overwhelming.

In recognizing the multifaceted nature of healthcare expenses, it’s crucial to understand that your life insurance policy is a protective measure and a tangible asset you possess. Despite the presence of health insurance and government programs like Medicare and Medicaid, individuals dealing with severe medical conditions often find themselves contending with significant out-of-pocket costs in the United States.

What many may not realize is that a life insurance policy holds the potential to provide substantial financial relief. As policyholders, you can transform this asset into a lifeline through a viatical settlement. You can sell your life insurance for a lump-sum cash payment. This process allows you to unlock the inherent value of your policy, providing the financial resources needed to navigate the complexities of your health journey with greater ease and assurance.

Frequently Asked Questions

At American Life Fund, we specialize in viatical settlements, providing immediate cash for people with late-stage cancer or other life-threatening illnesses in exchange for their life insurance policies​​.

Cancer treatment costs are staggering, often leading to financial hardships. We step in to offer financial relief by providing immediate access to funds, helping you avoid high-interest loans or other drastic measures.

Our viatical settlements offer a lifeline, covering medical bills, daily expenses, and loss of income. The process is fast, hassle-free, and confidential, with tax-free funds that you can use for any purpose.

Recognized as one of the top viatical settlement companies, we set high standards through exceptional client care, comprehensive policy value education, and prompt funds provision after due diligence.

A viatical settlement is for individuals with life-threatening illnesses, while a life settlement is typically for those aged 75 and above.

A viatical settlement is a financial transaction in which a person with a life-threatening illness sells their existing life insurance policy for an immediate lump-sum cash payment. This process provides individuals facing significant health challenges with the means to address pressing financial needs.

Viatical settlements are generally available to individuals diagnosed with a life-threatening illness, such as late-stage cancer. Eligibility criteria may vary, and our team can help assess your situation to determine if you qualify for this financial option.

The funds obtained through a viatical settlement are yours to use as needed. Many individuals use the cash to cover medical expenses, medication costs, alternative treatments, and everyday living expenses. The flexibility of these funds aims to provide financial relief during challenging times.

  1. Get a Free Estimate:

Visit the American Life Fund website and use the free policy calculator to see if you qualify and get an estimate of your policy’s worth.

  1. Provide Basic Information:

Fill out a simple form with details like your age, the amount of your life insurance policy, your diagnosis, and the stage of the disease.

  1. Receive an Offer:

After reviewing your information, American Life Fund will provide you with an offer based on the value of your policy.

  1. Complete the Transaction:

If you accept the offer, American Life Fund will handle all the necessary paperwork and transactions to complete the sale.

  1. Receive Cash Payment:

Once the process is complete, you will receive immediate cash that can be used for medical bills, living expenses, and other financial needs.

American Life Fund specializes in helping individuals with life-threatening illnesses, such as cancer, ALS, and Alzheimer’s, convert their life insurance policies into cash through viatical settlements. This process provides much-needed financial relief during challenging times. For more information and to get started, visit the American Life Fund website or call their customer service.

Empathy and personalized attention are our core values. We understand the emotional and financial burdens of cancer and provide dedicated counselors available anytime to address your concerns, focusing especially on clients with cancer.

Transparency is key at American Life Fund. We ensure you understand your policy’s value and work directly with you, eliminating third-party fees for a higher payout.

We prioritize providing funds swiftly through a streamlined process, giving you freedom to use these funds as needed, not limited to covering cancer costs, and usually tax-free.

Our goal is to simplify the viatical settlement process, keeping you informed at every step while minimizing paperwork. We’re dedicated to empowering you financially with compassion and respect.

Not at all. At American Life Fund, we strive to make the viatical settlement process straightforward and hassle-free. Our experienced team guides you through each step, ensuring a seamless experience during a challenging time.

Once a viatical settlement is completed, the purchasing entity becomes the new policyholder. They are responsible for future premium payments, and you no longer have obligations related to the policy. This allows you to use the immediate cash infusion without concerns about ongoing policy expenses.

In many cases, viatical settlements are considered tax-free transactions. However, tax implications can vary, and it’s advisable to consult with a financial advisor to understand the specific tax considerations based on your circumstances.

Absolutely. We prioritize the confidentiality and privacy of your information. Our team adheres to strict privacy policies to safeguard your details throughout the viatical settlement process.

We’ve Helped Thousands of People Just Like You.

Andrea, a cancer patient from Arizona, smiling and sharing her positive experience with American Life Fund.

“You never know how stressful a cancer diagnosis is until you experience it yourself. American Life Fund relieved my financial worries so I’m able to focus on my journey to recovery!”

Andrea, Arizona

An elderly couple from Alabama, Dan and his wife, smiling and expressing their gratitude to American Life Fund for financial assistance.

“Once I received the first bill for treatments, I knew that I had to come up with a financial plan. I found American Life Fund and instantly felt reassured that I was in good hands. They were able to provide me with the money I needed and literally saved me from bankruptcy. I am now able to enjoy my time with what means the most to me, my family.”

Dan, Alabama

Charlene from Wisconsin, smiling and wearing a purple headband, shares how American Life Fund helped her and her husband during her cancer treatment with viatical settlements

“When my husband was diagnosed with cancer and our retirement ran out, we needed a plan B and fast. American Life Fund provided the financial help we needed exactly when we needed it.”

Charlene, Wisconsin

Get a personalized Viatical Settlement estimate.

We will get you the best possible offer for your policy.

Recent Blogs