At American Life Fund, we strive to make the viatical settlement process as easy as possible for our clients, right from the start to the very end. While other companies complicate the process with lengthy applications and added unnecessary work from their clients, we eliminate headaches and simplify the application process with a simple three-page application that typically takes clients less than ten minutes to complete.
Upon receipt of your application, our underwriting team will request, follow up, and pay for copies of your medical records. This frees up your valuable time and energy. Many times clients have difficulty locating a copy of their policy. In these situations, we go above and beyond in assisting you with obtaining a copy of your policy.
Next, we undergo a streamlined due diligence period. During this time, we verify all of the medical records and life insurance policy information we’ve received and requested. We use this time to ensure all information has been thoroughly reviewed and substantiated.
Lastly, we understand that each client’s needs are different. That is why we simplify the payment process by giving our clients the option to receive their viatical settlement funds in the form of a wire transfer or a check.