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Cashing in Life Insurance to Pay for Medical Bills
Turn your life insurance policy into fast, tax-free cash to pay for medical expenses — no delays, no credit checks, no loans. Cashing in life insurance to pay for medical bills is a fast, strategic option when health insurance isn’t enough and time is running out. With a viatical settlement, you can access the cash…
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How to Qualify for Hospice Care and Cover the Costs
Many people assume hospice care is readily available for anyone facing a serious illness, but eligibility rules are often stricter than expected. To qualify, patients must meet specific medical criteria and choose comfort-focused care over curative treatments. Yet, despite Medicare covering over 90% of hospice patients, families still face unexpected costs—with out-of-pocket expenses ranging from…
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How to Use Life Insurance While Alive for Financial Flexibility
Life insurance is often thought of as a way to provide financial security for loved ones after a policyholder dies. While this is an important benefit, certain types of life insurance policies can also offer significant financial flexibility while you’re alive. From supplementing retirement savings to covering unexpected medical expenses, a life insurance policy can…
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Financial Assistance for Lung Failure
Key Takeaways Lung failure treatment can be costly, but help is available. Viatical settlements provide immediate funds by selling life insurance policies. The HealthWell Foundation offers financial aid for insurance premiums, co-pays, and medication costs. Government programs like Medicaid, Medicare, and SSDI provide additional financial support. Living with lung failure is life-altering, not just physically…
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Financial Planning for Cancer Patients
A cancer diagnosis brings not only emotional and physical challenges but also significant financial stress. From medical bills to lost income, the costs of cancer treatment can quickly put pressure on patients and their families. In fact, many cancer patients face “financial toxicity,” a term used to describe the economic strain caused by treatment-related expenses.…
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Financial Assistance for Renal Failure
Living with renal failure is exhausting, not just physically and emotionally, but financially as well. Between the costs of regular dialysis treatments, prescription medications, and the potential for a kidney transplant, many patients find themselves struggling to keep up with mounting health care expenses. For those navigating the complexities of end-stage renal disease (ESRD) or…
