Author: Eugene Houchins

  • Social Security Disability for ALS Patients

    Social Security Disability for ALS Patients

    Amyotrophic Lateral Sclerosis and Financial Stability; Real Options Beyond Disability Benefits When you or a loved one receives a diagnosis of Amyotrophic Lateral Sclerosis (ALS), also known as Lou Gehrig’s Disease, life shifts quickly. You’re managing a serious medical condition, tracking neurological findings, attending a medical team of specialists, and seeking every resource you can.…

  • How to Pay for ALS Assisted Living Facilities

    How to Pay for ALS Assisted Living Facilities

    Plan ahead before ALS progresses; funding your move into an assisted living facility need not trap your family. In 2025, over 34,000 Americans are living with ALS (Lou Gehrig’s disease), and that number is expected to climb more than 10% by 2030. Too often, families confront the shock of rising care needs and looming assisted…

  • Does Insurance Cover ALS Treatment?

    Does Insurance Cover ALS Treatment?

    When Health Insurance Meets Reality for ALS Patients Most people expect their health insurance to cover the high costs of amyotrophic lateral sclerosis (ALS) care. Yet even with Medicare coverage, Medicare Advantage plans, or private insurance, ALS patients face overwhelming healthcare costs. The ALS Association reports that people living with ALS often spend $80,000 to…

  • Setting Up a Trust for ALS Patients

    Setting Up a Trust for ALS Patients

    Estate Plan Guidance for ALS Patients and Families An ALS diagnosis changes life quickly. Families face decisions about medical care, financial affairs, and future costs. The urgency to act is real. Most people know Lou Gehrig’s disease is a progressive disease, but few realize how fast expenses grow. Long term care, life sustaining treatments, and…

  • ALS Assisted Living

    ALS Assisted Living

    When ALS progresses and living at your own home is no longer safe, knowing the real costs of assisted living gives families control, clarity, and choice. ALS assisted living reshapes what daily life means for ALS patients. As Lou Gehrig’s disease advances, basic movements become unpredictable. Standing from a chair takes the focus of an…

  • Paying for ALS Treatment

    Paying for ALS Treatment

    ALS treatment is expensive but help exists. See what typical and alternative care really costs, and how to unlock financial aid when it matters most. Paying for ALS treatment can overwhelm even the most prepared families. Amyotrophic lateral sclerosis (ALS), also known as Lou Gehrig’s disease, requires complex and ongoing medical care that comes with…

  • ALS Treatment Costs Today vs. Research for Tomorrow: How Families Afford Both

    ALS Treatment Costs Today vs. Research for Tomorrow: How Families Afford Both

    ALS Patients face medical care costs now while supporting ALS research that drives treatment options and progress toward a cure. A primary caregiver receives two envelopes: One demands $8,000 for a month of in-home care, the other is a request from the ALS Association to support new ALS research. Both are urgent, both are meaningful,…

  • Funding for ALS Patients: Real Numbers, Real Relief

    Funding for ALS Patients: Real Numbers, Real Relief

    Families face soaring long-term costs. Discover creative community funding and viatical settlements that deliver real-time financial assistance for ALS patients. A caregiver tracks bills with relentless precision. A person living with ALS needs new assistive technology while the primary caregiver juggles lost income and daily expenses. Annual treatment cost often exceeds $100,000. Families find that…

  • ALS Home Care Cost: A Room-by-Room Look at What Families Can Expect

    ALS Home Care Cost: A Room-by-Room Look at What Families Can Expect

    Amyotrophic lateral sclerosis transforms houses into care centers, and the financial planning required can rival a second mortgage. The true ALS home care cost often shocks families the moment they begin planning. On average, people diagnosed with ALS can face medical expenses and home modifications totaling $30,000 to $50,000 a year, not including in-home care…

  • Myths vs. Realities of Life Insurance Payouts for ALS

    Myths vs. Realities of Life Insurance Payouts for ALS

    Life insurance policies can provide ALS patients with financial relief long before the full final benefit is paid. An ALS diagnosis (amyotrophic lateral sclerosis, or Lou Gehrig’s disease) often leads families to ask difficult financial questions. The progressive nature of this chronic illness, which affects the brain and spinal cord, brings mounting costs for ALS…