Author: Eugene Houchins

  • The Best Alternative Holistic Cancer Treatment Centers

    The Best Alternative Holistic Cancer Treatment Centers

    The best alternative holistic cancer treatment centers provide more than treatment — they deliver complete cancer care. These facilities combine conventional medicine with integrative medicine and complementary therapies to address the whole person. Cancer patients often turn to alternative cancer treatments after a cancer diagnosis to explore options that support healing, well being, and quality…

  • How Viatical Settlements Help with Rising Cancer Costs

    How Viatical Settlements Help with Rising Cancer Costs

    Turn your life insurance policy into a lump sum cash payment to help cover cancer care costs, medical bills, and living expenses—without restrictions. Cancer treatment is expensive. Medical bills, prescriptions, travel, specialist appointments, and ongoing care stack up quickly. Many cancer patients face financial burdens not because treatment is unavailable—but because it’s unaffordable. A viatical…

  • Can I Use My Life Insurance to Pay for a Private Caregiver?

    Can I Use My Life Insurance to Pay for a Private Caregiver?

    Turn your life insurance policy into tax-free cash and pay for private caregivers, in-home care, or family support. Private caregivers provide in-home care, assist with daily living, and reduce the pressure on family members managing complex health situations. A home health aide costs between $27 to $30 per hour—often exceeding $6,000 monthly. Most families pay…

  • Is Stage 4 Cancer Terminal?

    Is Stage 4 Cancer Terminal?

    Stage 4 is the most advanced stage of cancer—but being advanced is not the same as being untreatable or terminal. Stage 4 cancer is classified as metastatic cancer, meaning cancer cells have spread beyond the primary tumor to distant lymph nodes, internal organs, or bone tissue. It is sometimes called advanced cancer or stage IV…

  • Can You Use Life Insurance to Pay Off Debt Before You Die?

    Can You Use Life Insurance to Pay Off Debt Before You Die?

    The Silent Weight of Debt in Later Life Can you use life insurance to pay off debt before you die? It’s a question more people are asking as credit card debt and other outstanding debts grow heavier in retirement. Rising monthly expenses, reduced household income, and the pressure of paying interest without enough disposable income…

  • How to Afford 24-Hour Care If You’re Terminally Ill

    How to Afford 24-Hour Care If You’re Terminally Ill

    24-hour care is expensive—here’s how to find the financial breathing room you deserve without wasting time or energy. Twenty-four-hour care costs between $15,000 and $30,000 per month, depending on whether you’re in a nursing home, assisted living facility, or receiving in-home care from skilled nursing care providers. If you’re terminally ill and need daily help…

  • The Fastest Way to Begin the Viatical Settlement Pre-Approval Process

    The Fastest Way to Begin the Viatical Settlement Pre-Approval Process

    Fast-track your financial relief with a viatical settlement — discover if you qualify and how to get approved, step by step. The viatical settlement pre-approval process is the fastest way to access a lump sum cash payment from your life insurance policy — often between 50% and 70% of its current value. If you’re living…

  • End of Life Financial Planning: What Most Families Miss Until It’s Too Late

    End of Life Financial Planning: What Most Families Miss Until It’s Too Late

    Can Your Family Access Money Within 48 Hours? Before anyone thinks about trusts or documents, end of life financial planning should begin with a single question: If something happened tomorrow, how fast could your family access money? Most of what people call “assets” can’t be touched easily. Real estate can sit in probate. Retirement accounts…

  • Should You Cash Out Life Insurance Before Death?

    Should You Cash Out Life Insurance Before Death?

    Why This Question Comes Up The idea of using a life insurance policy before it pays out isn’t something most people plan for—but it does become a serious consideration when money is tight and needs are immediate. Whether it’s medical bills, household costs, or just trying to avoid going into debt, there are situations where…

  • How to Pay for End of Life Care Without Using Savings

    How to Pay for End of Life Care Without Using Savings

    The Reality of End-of-Life Expenses — And Why It Matters Now There’s a moment when the focus shifts—from trying to get better, to trying to stay comfortable. For many, that moment also brings a difficult question: Can I afford the care I actually need without burning through everything I’ve saved? End of life care, including…