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If you currently have a life insurance policy, we can help you financially.

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Financially stressed because of medical bills?

Sell your life insurance policy and get money immediately to help relieve your financial burden.

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Have you been diagnosed with late stage cancer?

If you currently have a life insurance policy, we may be able to help.

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We offer Cancer Financial Assistance to individuals with late stage cancer by helping to sell their existing life insurance policy.

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Viatical Settlement
How Does The Viatical Process Work?

A viatical settlement can be defined as the sale of an existing life insurance policy to a third party for more than its surrender value but less than its net death benefit. Your existing insurance policy can hold the key when it comes to receiving funds to pay off various expenses such as medical bills, future cancer treatments, living expenses and medications.

 If you have an existing life insurance policy with a face amount of $50,000 or higher and have a life threatening disease, please call American Life Fund to assist you in selling your policy.

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“I remember a good friend telling me how the only way she was able to pay for her growing bills was by the cash she received from selling her life insurance policy. I had never heard of selling my life insurance policy for cash? I was on my second year of battling cancer and my medical bills were literally piling up. I was unable to work due to my disability and could feel the financial stress caving in on me. Every night I would go to bed worrying about how I was going to be able to pay for my upcoming treatments and even my mortgage? I remember calling ALF right after I left the doctor’s office. It was so refreshing when a financial counselor immediately picked up the phone and started answering all of my questions. She was so caring and compassionate towards me and my situation. She said that they would do everything they could to get the best offer for my life insurance policy. I felt so at ease when we hung up. I will never forget when I was told my case had been approved and I would have my funds in only a few days. I used my settlement money to pay off my house and most of my medical bills. I had my financial freedom back and I could once again focus on my health and not my financial burdens. I would highly recommend American Life Fund to anyone with cancer who wants to sell their insurance policy. They treated me with the upmost respect and professionalism. By week three, I had my check and my life back. Thank you so much American Life Fund.”
- Dan, Alabama
“When I found out I had lung cancer, I felt as though my entire world was crumbling down right in front of my eyes. Once I started my cancer treatments I knew that I had to come up with a financial plan. The cost of cancer was not something I had seen in my future, let alone planned for. I researched my different options online but could not find any resources, until I found American Life Fund. Within the hour of submitting my application, a financial counselor called me. She explained everything to me from start to finish. I was shocked that there was no cost to apply and no obligation on my part to accept any of the offers they presented. I knew I had nothing to lose and felt so reassured by her that I was in good hands. Within days I was approved and totally amazed by how fast and simple the entire process was. American Life Fund was able to provide me with financial options and literally saved me from bankruptcy. I am now able to enjoy my time with what means the most to me, my family.”
- Joseph, Missouri
“I would definitely rate my overall experience with American Life Fund as GREAT! I was extremely satisfied with the customer service I was shown throughout the application process. I wanted to know all of my options before committing to a decision. ALF provided these options and gave good explanations that were easy for me to understand. I am very pleased with my offer for both of my policies. In fact, it was more than I even thought would be possible. After receiving my money, I felt as though it was finally the light at the end of the tunnel.”
- Sammy, South Carolina
“I am very HAPPY that I found out about American Life Fund. It has made my life and finances more bearable. I was also very pleased that the funds I received for selling my policy were TAX FREE! I would recommend this company to anyone. Thank you so much for helping me. Thank you to all of the caring employees that helped me through this process.”
- Kathleen, Washington DC