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How a Viatical Settlement Company Helps Fund In-Home Hospice Care
Viatical settlement companies help you get money for in-home hospice care by buying your life insurance policy. This gives you an option to pay for professional care at home, letting you stay in a familiar and comfortable place during your final days. It also eases financial stress, so your family can focus on being with…
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How Can I Apply For a Viatical Settlement With American Life Fund?
Start With a Quick Estimate Begin by submitting your policy details through our free estimate tool. If you have a qualifying life insurance policy: including term, whole, FEGLI, universal, or group life insurance, and a serious medical diagnosis such as a terminal or chronic illness such as cancer, ALS or others, you may be eligible…
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Can I Cancel My Viatical Settlement Agreement?
Yes, you can cancel your viatical settlement agreement within a specific timeframe known as the “rescission period.” This period allows you to revoke the agreement without penalties and is typically 15 to 30 days from when you receive the settlement funds or sign the closing documents, whichever occurs first. After the rescission period, the settlement…
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Viatical Settlement vs Life Settlement: The Financial Divide in 2026
Selling your life insurance policy isn’t desperate. It’s strategic. A life insurance policy is supposed to pay out when you’re dead. Not when you need chemotherapy. Not when the premiums start eating your retirement. And not when your child’s tuition is due next month. Still, that’s the story we keep hearing. In 2026, thousands of…
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What Is a Viatical Settlement Broker? Fees, Role, and Alternatives
A viatical settlement broker is a person or company that helps a policy owner seek offers from viatical settlement providers. The broker usually does not buy the life insurance policy. The broker acts as an intermediary between the person selling the policy and the companies that may purchase it. This matters because a viatical settlement…
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Viatical Settlement Providers vs. Companies: What’s the Difference?
When you’re facing a serious illness, financial decisions often take on a new level of urgency. One option many people discover is the viatical settlement, a way to access immediate funds by selling a life insurance policy to a third party. At first glance, the concept seems straightforward. But once you begin exploring, you’ll find…
