We Are an Industry-Leading Viatical Settlement Company
We Are an Industry-Leading Viatical Settlement Company
American Life Fund is an industry-leading viatical settlement company. We have helped hundreds of individuals with late-stage cancer or other life-threatening illness get immediate cash for their existing life insurance policy. This process is known as a viatical settlement.
At American Life Fund, we believe in educating cancer patients on all of their financial options. This includes the ability to access your life policy’s funds through a viatical settlement. Viatical settlements are an easy, fast, and hassle-free way to get the cash you need to fund medical bills, living expenses, and alternative treatments.
The Cost Of Cancer
The American Cancer Society’s Costs of Cancer report found that the average cost of cancer treatment per person ranged from $6,000-$10,000 annually—and that doesn’t include additional fees for out-of-network physicians and treatments, nor does it take into account individuals who are uninsured.
Not only does cancer drain your income and savings, but it can also cause you to file for bankruptcy, ruining your credit in the process. In fact, individuals with cancer are 2.5 times more likely to file for bankruptcy than those without cancer. Expenses associated with cancer increase every year and aren’t expected to decrease any time soon. A recent study reported that by 2020, cancer costs are projected to reach close to $158 billion.
Costs from cancer treatment aren’t the only financial drain stemming from a cancer diagnosis. When someone has a serious illness they often cannot continue to work, resulting in a loss of income. In some cases, individuals necessitate around the clock caregivers, which are not always covered by insurance.
There are other financial resources available, however, in many cases, these resources aren’t enough to cover major cancer expenses. That’s where American Life Fund comes in. We provide immediate access to funds to keep you from having to take on high-interest loans, sell your home, or make other difficult sacrifices to afford the costs of cancer.
Benefits of Using a Viatical Settlement Company
Viatical settlements provide many benefits. Below are a few of the main advantages of pursuing a viatical.
- Cash payment from a viatical settlement company can pay for medical bills, alternative treatment, everyday expenses, and replace the loss of income.
- The process is fast, easy, free, and most importantly, 100% confidential.
- You can use the money from a viatical settlement for any purpose and in most cases, funds are tax-free.
What Sets Us Apart
American Life Fund is recognized as one of the top viatical settlement companies. We have a higher standard than most and strive to exceed these standards through three key elements: caring for our clients, educating clients on the value of their policy, and providing funds immediately.
We Care About Our Clients
At American Life Fund, we treat clients as we would want to be treated. We truly care about the clients we serve and provide individualized attention to each case. We understand the stress and emotional toll cancer can cause. Because of this, we strive hard every day to provide our clients with the level of care and compassion we would want for ourselves or our loved ones.
Our dedicated counselors partner with clients to provide the best experience possible. Our counselors are available any time, day or night, to answer any questions or concerns you may have. We also work almost exclusively with individuals with cancer, so we understand your unique concerns.
We Educate You on What Your Policy is Worth and Provide The Highest Offer
We believe in 100% transparency. We educate all of our clients on the value of their policy and aim to provide them with the highest offer possible.
Additionally, by working with clients directly, we’re able to eliminate any third-party fees. That means more money in your pocket.
We Provide Immediate Funds
At American Life Fund, we know you need funds now and not later. Through our streamlined process and dedication to our clients, we’re able to get money to you faster than other programs, with funds available to you in as little as 1- 2 weeks. We handle each case with a sense of urgency and attention to detail to make sure you are getting the most out of your viatical settlement.
The best part of receiving these funds is that you can use them for whatever you need. Your funds from a viatical settlement aren’t limited to cancer costs. You can plan a family vacation, pay off debt, or create a trust for loved ones, allowing you control on how the funds are used. Also, in most cases, funds from a viatical are tax-free.
We Do The Work For You
We aim to make the viatical settlement process as simple and stress-free as possible. We keep them updated on the process every step of the way so there’s absolutely no guesswork. Additionally, we don’t believe in giving our clients mountains of paperwork so we take care of all the hard work for you.
At American Life Fund, are committed to navigating patients toward financial empowerment. We are an industry-leading viatical settlement company who believes in getting the job done and providing the highest offer to our clients while treating them with the utmost compassion and respect.
See if you qualify instantly by completing our simple online form or call 1-877-297-4592 to speak directly with a counselor.