Organizations that Provide Financial Help for Breast Cancer Patients

After a cancer diagnosis, focusing on your health is essential, but it can be difficult to take time for yourself when you’re riddled with financial concerns. Organizations that provide financial support to cancer patients can help with the out-of-pocket costs of medical bills, home care, and medications. The following organizations can provide direct financial assistance to help with the costs of cancer care:

American Life Fund provides cancer patients with access to large sums of cash within two weeks by guiding them through the process of selling their life insurance policy.

The U.S. Department of Health & Human Services provides educational resources for cancer patients. From a financial standpoint, the government program offers a wide range of financial resources for cancer patients faced with financial burden due to the costs of cancer care.

Patient assistance programs provide educational resources for cancer patients and valuable resources for individuals in need of financial help due to cancer. Eligible individuals can apply for food stamps or financial assistance.

CancerCare offers two programs designed to provide financial assistance to cancer patients. The financial assistance program helps offset costs related to long-term illnesses, including child care, lodging, and transportation. The copayment assistance program helps cover the costs of insurance copay for cancer treatment. CancerCare also provides counseling and support groups, and social workers can help cancer patients apply for financial aid from other programs.

ACS focuses on providing educational resources about the risks of cancer, as well as the signs of cancer, to encourage early detection. With respect to financial support, ACS offers multiple financial assistance programs, including the Road to Recovery Program.

Many communities offer faith-based organizations that can help cancer patients cover the costs of basic living expenses, including rent, utilities, and car payments. National organizations include Catholic Charities, Lutheran Social Services, and Jewish Family Services. Local churches and nonprofit organizations can also provide financial assistance to cancer patients through fundraisers.

The Pink Fund provides financial support to help individuals with breast cancer afford basic living expenses, reduce stress levels, and allow patients in active treatment to focus on their health. The Pink Fund offers a 90-day grant program to help individuals with breast cancer pay for lodging, transportation, utilities, medical expenses, and health insurance.

The Susan G. Komen Foundation is the world’s largest non-profit organization for funding the fight against breast cancer. The foundation has invested more than $2.9 billion in clinical trials, community outreach, and advocacy programs.

Individuals with breast cancer may qualify for disability, compassionate allowance, and financial assistance through supplemental security income (SSI), Medicare, and Medicaid. For patients struggling to afford health insurance, The Healthwell Foundation and Patient Advocate Foundation can provide financial aid to cover medical expenses and coinsurance costs.

Your Life Insurance Policy Has Cash Value.

For many breast cancer patients, a viatical settlement can provide valuable financial aid during cancer treatment. A viatical settlement can help cover the costs of medical supplies, chemotherapy, homecare, and basic living expenses.


Breast cancer patients with life insurance policies can enter agreements with buyers to sell their life insurance policy in return for a lump-sum payment. The life settlement company takes over paying monthly insurance premiums to keep your policy in place.


Unlike other types of financial assistance programs for cancer patients, which typically provide limited financial assistance, viatical settlements:

  • Provide financial aid quickly—often within a matter of weeks.
  • Provide large lump-sum cash payments.
  • Do not restrict the use of your funds.
  • Reduce costs by eliminating monthly insurance premiums.
Instantly Qualify

Who qualifies for a viatical settlement?

  • Individuals with breast cancer or other types of cancer.
  • Current life insurance policyholders
  • Policyholders who hold life insurance policies with a death benefit of at least $100,000 or more

Why should you sell your life insurance policy?

Because viatical settlements do not restrict how you use your lump-sum payment, selling your life insurance policy can help you:

  • Pay for out-of-pocket expenses and deductibles, including medical costs, active treatment, or alternative breast cancer treatment.
  • Replace loss of income due to disability.
  • Afford the costs of a caregiver for homecare or childcare.
  • Avoid paying costly premiums.
  • Pay for medicine and prescription drugs, including anti-nausea medication, to reduce the side effects of chemotherapy.
  • Avoid creating a financial burden for family members.

If you or a family member need immediate financial assistance, working with the team at American Life Fund can help you understand your options. The costs of breast cancer extend far beyond health insurance coverage, and our straightforward application process and team of financial counselors can help you find an immediate solution regardless of your finances.

What happens if your life insurance policy lapses?

According to the Life Insurance Settlement Association, over 710,000 life insurance policies are lapsed or surrendered each year. Consequently, approximately seven billion dollars in combined face value is lapsed each year by seniors in the United States over the age of 70.

After a life insurance policy lapses, the life insurance company is not under any legal obligation to pay the beneficiaries if the policyholder passes away. The reinstatement process requires policyholders to be in good health with proof of insurability. Additionally, all missed insurance premiums must be paid to the insurance company.

The viatical settlement process allows late-stage cancer patients to explore financial options before lapsing the life insurance policy. Even if you decide to keep your life insurance policy, understanding the face value of your policy can provide financial peace of mind.

How does the application process work?

Our application process is easy and hassle-free with zero obligation:

  • Call 877-266-9836 or Apply Online to find out what your policy is worth. There’s no-hassle & zero obligation.
  • If you qualify, you’ll be sent a  simple, three-page application asking for additional information on you and your policy.
  • Once we receive your completed forms, you can receive an offer on your policy.
  • If accepted, we will complete the due diligence process, verifying the collected information. Once completed, we verify the change of ownership on the policy. Then you receive immediate funds. It’s that simple!

American Life Fund guarantees complete confidentiality during the viatical settlement application process and provides support resources for cancer patients if you decline the offer. Because family members may need more time to discuss finances, there’s no waiting period to re-apply online.

Qualify Now

We’ve helped thousands of people just like you.

Viatical Settlements explained intro picture. Testimonial by Andrea who is a bald woman.

“You never know how stressful a cancer diagnosis is until you experience it yourself. American Life Fund relieved my financial worries so I’m able to focus on my journey to recovery!”

Andrea, Arizona

Viatical Settlements explained intro picture. Old white couple smiling with arm around each other and wearing glasses.

“Once I received the first bill for treatments, I knew that I had to come up with a financial plan. I found American Life Fund and instantly felt reassured that I was in good hands. They were able to provide me with the money I needed and literally saved me from bankruptcy. I am now able to enjoy my time with what means the most to me, my family.”

Dan, Alabama

Viatical Settlements explained intro picture. Lady with a purple headband and glasses smiling and holding on to metal post.

“When my husband was diagnosed with cancer and our retirement ran out, we needed a plan B and fast. American Life Fund provided the financial help we needed exactly when we needed it.”

Charlene, Wisconsin