100% Freedom with Viatical Funds
The financial resources acquired from selling your life insurance can go toward travel, setting up college funds for children, covering out-of-pocket costs for treatment, any medical debt you have accrued, child care, costs of prescription drugs, insurance coverage, insurance premiums, mental health counseling or clinics, oncology medical treatments, out-of-network referrals, car payments, personal utilities or utility bills, final expense insurance, or general financial support.
Through our hassle-free application process, American Life Fund will help you get an immediate cash offer for your insurance policy.
ACCESS TO FUNDS WITHIN WEEKS
Many nonprofit organizations feature friendly social workers that provide financial help for cancer patients, but many of these institutions have limited resources and long waitlists because of the volume of applicants. While groups like the Patient Advocate Foundation and the American Cancer Society can help cancer patients, cancer survivors, and their families over time, financial assistance programs, especially for healthcare-related costs, can often move slowly.
Anyone who is undergoing active treatment faces demanding costs for even the most practical needs. Health insurance premiums seem to rise every year, and the financial counselors for state programs often have to leave out populations because of limited resources. Patient assistance programs and other financial offices run by state governments are strapped for employees and finances.
For late-stage cancer patients and those facing reduced mobility, there may be more urgency to find caregiver support or change lodging arrangements. Low-income families are typically the first served under limited financial assistance, so many patients in the middle-class bracket struggle to find timely solutions. Non-profit organizations also typically provide a lower level of funding than can be accessed through a viatical settlement.