Get Cash From Your Life Insurance Policy.
Start Focusing on Healing.

Sell your policy for a lump-sum payout you can use right now for medical bills, living expenses, and peace of mind.

Trusted by 10,000+ families

See What Your Policy Is Worth

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Life settlements as seen in

Can you sell your life insurance policy?

You may qualify if the following apply:

$150,000 Policy or more

Major change in health

If you or your loved one is facing cancer, your life insurance policy could provide financial support

I am now able to enjoy my time with what means most to me, my family.

Dan F. | Settlement Recipient

Key Benefits

A path to your policy’s Value

Immediate Cash

Access your policy’s death benefit in
cash now.

No More Premiums

The purchaser takes over all future premium payments,
removing a heavy monthly financial burden.

Eligible for tax free

In most cases your viatical settlement, is tax free.

Check My Eligibillity

Simplified Guidance

How Does our Viatical Settlement Process Work?

You may qualify if you have an existing life insurance policy with a face amount of
$150,000 or higher and have a life-threatening disease.

01

Submit Our  Online Form

It takes less than 2 minutes

02

Complete Our questionaire

You’ll hear back within 24 hours

03

Review Your Cash Offer

Offer will be presented by a licensed entity

04

Swift Funding

Receive your cash in as little as a week

With American Life Fund, the process is fast, fair, and commission-free.  
You can receive a 24-hour offer and access cash in as little as one week, without pressure or hidden fees.

Check My Eligibillity

Viatical Settlements

What can a viatical  settlement do for you?

A viatical settlement turns your life insurance into an immediate asset. It gives you the freedom and funds to:

Pay for medical care or treatments not covered by insurance

Cover everyday expenses like rent, groceries, or utilities

Eliminate debt and reduce financial stress

Create moments of joy and comfort with your loved ones

Understanding
your options

Viatical settlements serve as a valuable source of financial assistance, offering support to cover a wide range of expenses that may arise in the face of a cancer diagnosis. When confronted with the challenges of medical bills, medication costs, cancer care, and everyday necessities, the financial strain can be overwhelming.

In recognizing the multifaceted nature of healthcare expenses, it’s crucial to understand that your life insurance policy is a protective measure and a tangible asset you possess. Despite the presence of health insurance and government programs like Medicare and Medicaid, individuals dealing with severe medical conditions often find themselves contending with significant out-of-pocket costs in the United States.

What many may not realize is that a life insurance policy holds the potential to provide substantial financial relief. As policyholders, you can transform this asset into a lifeline through a viatical settlement. You can sell your life insurance for a lump-sum cash payment. This process allows you to unlock the inherent value of your policy, providing the financial resources needed to navigate the complexities of your health journey with greater ease and assurance.

About American Life Fund

A legacy of trust
and financial clarity.

For over a decade, American Life Fund has helped people facing serious illnesses access the money locked in their life insurance policies. We work with compassion, speed, and discretion because we believe financial relief should not take months.

A viatical settlement with us is more than just a transaction; it’s a seamless, swift, and stress-free avenue to obtain the necessary cash to address pressing needs such as medical bills, daily living expenses, and alternative treatments. We recognize the importance of providing a financial solution and a supportive and understanding approach during a challenging time. Let us guide you through this process with care and dedication, ensuring you have the resources to navigate your unique circumstances.

15+

YEARS OF SERVICE

$10 Billion+

POLICIES EVALUATED

Frequently Asked Questions

Is it tax free?

Generally, viatical settlements are federal income tax-free for individuals who meet certain health criteria. However, we always recommend consulting with a tax professional regarding your specific situation.

Why Do People Need American Life Fund?

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How Does American Life Fund Stand Out?

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What is a viatical settlement and how does it work?

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Who is eligible for a viatical settlement?

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