Thank you!
We’ll reach out to you shortly if your policy qualifies.
While you wait, please feel free to explore our website to learn more about our viatical settlement services, or call us now for immediate assistance.
Why choose us?
We truly care about our clients.
We are a smaller team than other settlement companies. This allows us to give you one on one attention and a faster process, getting money into your hands sooner.
No fees, no taxes, no hassle.
We are a viatical settlement company and purchase policies directly. There is no broker fee or loan interest like some competitors. We provide honest and fair offers for our client’s life policies.
Frequently Asked Questions
How does viatical settlement work?
To begin the viatical settlement process, contact American Life Fund today at (877) 261‑0632 to speak with an American Life Fund Counselor. American Life Fund will then guide you through a pre‑qualification process and ask you to fill out one easy form. After you have passed the pre‑qualification process, we will review your medical records and life insurance policy in more depth. If the qualification needs are met, you will be given an offer for your policy. If accepted, a sale/purchase agreement will be put together for you to review and sign. Your life insurance carrier will be instructed to make the necessary ownership changes to the policy. After the changes to the policy are confirmed, funds will be released to you.
How much can I get for my life insurance policy?
It depends on both your life insurance policy details and your diagnosis, but offers can range anywhere from 50 to 70 percent.
Do I qualify?
If you have been diagnosed with cancer and have a life insurance policy of $150,000 or more, you are eligible to qualify for our program.
Is it legal to sell a life insurance policy as funding for cancer patients?
Yes. In 1911 the Supreme Court ruled that life insurance policies are an asset. Like all assets, policies are freely assignable for value. Once a life insurance policy is issued, it is the property of the contract owner. Once the contestability period has passed, the policy owner has the right to get rid of the policy. They can then use the proceeds as funding for cancer patients.
Why sell my life insurance policy?
Selling your life insurance policy is a decision that is very personal and differs for each individual. The most common reason an individual wants this type of funding for cancer patients is because they want to enjoy the financial benefits in the present, with their family and friends.
