Sell your life insurance policy and find relief.
Pay for medical bills, living expenses, and your dream vacation.
- No obligation
- No taxes
- No hassle
Apply today at no cost to you!
We make it easy with just 3 steps.
Apply Now
Simply fill out the form above.
Accept Offer
You’ll hear back within 24hrs.
Receive Funds
Get the full amount, untaxed.
We’re here to help you find greater peace of mind.
We offer Financial Assistance for Cancer Patients by helping to sell their existing life insurance policy.
Once I received the first bill for treatments, I knew that I had to come up with a financial plan. I found American Life Fund and instantly felt reassured that I was in good hands. They were able to provide me with the money I needed and literally saved me from bankruptcy. I am now able to enjoy my time with what means the most to me, my family.”
– Dan, Alabama
We’re trusted by great organizations
Why choose us?
We truly care about our clients
We are a smaller team than other settlement companys. This allows us to give you one-on-one attention and a faster process, getting money into your hands sooner.
No obligation, no taxes, no hassle.
We are a viatical settlement company and purchase policies directly, there is no broker fee or loan interest like some of our competitors. We provide honest and fair offers for our client’s life policies.
Praise from a few of our happy clients
“You never know how stressful a cancer diagnosis is until you experience it yourself. American Life Fund relieved my financial worries so I’m able to focus on my journey to recovery!”
Andrea
Arizona
“They answered all of my questions and kept me informed so I never had to worry about what was going on. It was very reassuring and made the process so much easier.”
Kim
North Dakota
“When my husband was diagnosed with cancer and our retirement ran out, we needed a plan B and fast. American Life Fund provided the financial help we needed exactly when we needed it.”
Charlene
Wisconsin
Frequently Asked Questions
How does viatical settlement work?
To begin the viatical settlement process, contact American Life Fund today at (877) 261-0632 to speak with an American Life Fund Counselor. American Life Fund will then guide you through a pre-qualification process and ask you to fill out one easy form. After you have passed the pre-qualification process, we will review your medical records and life insurance policy in more depth. If the qualification needs are met, you will be given an offer for your policy. If accepted, a sale/purchase agreement will be put together for you to review and sign. Your life insurance carrier will be instructed to make the necessary ownership changes to the policy. After the changes to the policy are confirmed, funds will be released to you.
How much can I get for my life insurance policy?
It depends on both your life insurance policy details and your diagnosis, but offers can range anywhere from 50-70%.
Do I qualify?
If you have been diagnosed with cancer and have a life insurance policy of $150,000 or more, you are eligible to qualify for our program.
Is it legal to sell a life insurance policy as funding for cancer patients?
Yes. In 1911 the Supreme Court ruled that life insurance policies are an asset. Like all assets, policies are freely assignable for value. Once a life insurance policy is issued, it is the property of the contract owner. Once the contestability period has passed, the policy owner has the right to get rid of the policy. They can then use the proceeds as funding for cancer patients.
Why sell my life insurance policy?
Selling your life insurance policy is a decision that is very personal and differs for each individual. The most common reason an individual wants this type of funding for cancer patients is because they want to enjoy the financial benefits in the present, with their family and friends.