Organizations That Help Patients with Life Threatening Illnesses Financially

A diagnosis of a life-threatening illness brings profound challenges, not just for the patient but for their entire family. The financial strain can feel unmanageable, with medical bills, health insurance premiums, and out-of-pocket costs piling up. For cancer patients, those battling rare diseases, and individuals undergoing medical treatments, financial stress often adds to the burden of focusing on recovery.

Fortunately, there are nonprofit organizations, government programs, and financial assistance programs dedicated to helping patients navigate these financial challenges. Whether it’s covering transportation costs, medical supplies, prescription drugs, or daily living expenses, these organizations provide vital resources to alleviate the financial burden.

In this blog, we will highlight several trusted organizations that help patients and families access the financial help they need to continue their care and focus on healing.

1. American Life Fund

When facing a life-threatening diagnosis, immediate financial relief can make all the difference. American Life Fund offers financial assistance through viatical settlements, enabling patients to access immediate funds the cash value  of from their life insurance policies. These funds can help cover medical bills, health insurance premiums, and other health-related expenses like transportation costs or daily living expenses.

• Who They Help: American Life Fund provides support for cancer patients, individuals with serious chronic illnesses, and those undergoing costly medical treatments. Their process is designed to ease financial strain for those struggling with the costs of dealing with a life-threatening illness. low-income families or anyone struggling with out-of-pocket costs.
• How It Works: A viatical settlement allows patients to sell their life insurance policy in exchange for a lump sum of cash. These funds are available quickly and can be used for anything from travel costs to alternative treatment, clinical trials, medical costs, and living expenses. supplies, and nutritious food.
• Why Choose American Life Fund? Compassionate and reliable, American Life Fund guarantees the process is simple and stress-free. Patients receive competitive offers and personalized support from financial counselors who understand the unique challenges of their situation.

If you’re seeking financial support during a difficult time, American Life Fund can provide immediate relief and peace of mind. Learn more or apply online here.

2. HealthWell Foundation

For patients struggling with the financial challenges of life-threatening illnesses, the HealthWell Foundation offers financial assistance to help bridge the gap between health insurance coverage and out-of-pocket costs. This nonprofit organization provides funds to cover prescription copays, health insurance premiums, and other essential health-related expenses.

• Who They Help: The HealthWell Foundation assists underinsured patients with chronic conditions, rare diseases, and life-threatening diagnoses. Their financial aid programs are designed to help patients afford medications, travel costs, and other health-related needs.
• What They Cover: In addition to prescription drugs and copays, the foundation helps patients pay for medical treatments, transportation costs to treatment centers, and even costs associated with clinical trials.
• How to Apply: Patients can apply online through the HealthWell Foundation’s website, where they can also find resources about eligibility requirements based on diagnosis and geographic location.

By providing assistance to patients in need, the HealthWell Foundation helps ease the financial burden of treatment and empowers families to focus on recovery. Visit their website to learn more.

3. PAN Foundation

The PAN Foundation offers financial assistance programs designed to help patients with chronic illnesses, rare diseases, and life-threatening conditions manage their out-of-pocket costs. Their mission is to ensure that no patient has to choose between their health and basic needs like food or transportation.

• Who They Help: The PAN Foundation supports underinsured individuals who are struggling to pay for prescription drugs, transportation costs, and health insurance premiums. Their assistance extends to cancer patients, individuals undergoing treatment for pancreatic cancer, and those living with other chronic conditions.
• What They Cover: This nonprofit organization provides financial grants to cover prescription copays, travel costs to treatment centers, and daily living expenses. They also offer resources to connect patients with support groups and social workers for additional guidance.
• How to Apply: Applications can be submitted online, and eligibility requirements include having a qualifying diagnosis, health insurance, and income within specific guidelines.

The PAN Foundation helps patients afford medications, access vital treatments, and focus on their recovery without the added stress of financial strain. Learn more or apply here.

4. Good Days

Good Days is a nonprofit organization dedicated to helping patients with life-threatening illnesses overcome the financial challenges of medical care. They focus on providing assistance for individuals who are underinsured and struggling with the high costs of treatment.

• Who They Help: Good Days supports patients battling chronic illnesses, rare diseases, and conditions requiring expensive medical treatments. They prioritize those experiencing significant financial strain, including cancer patients and families with limited income.
• What They Cover: Good Days offers financial support for prescription copays, medical supplies, and transportation costs. They also assist with health insurance premiums and other health-related expenses, ensuring patients have access to the treatments they need.
• How to Apply: Patients can apply online through the Good Days website. Eligibility requirements include proof of diagnosis, income documentation, and details of current insurance coverage.

By offering financial grants and connecting patients to valuable resources, Good Days helps families alleviate the financial burden of serious medical conditions and focus on recovery. Visit their website for more information.

5. NeedyMeds

NeedyMeds is a nonprofit organization that helps patients find financial resources to cover the costs of medications and other health-related expenses. By connecting individuals to assistance programs, NeedyMeds ensures that financial challenges don’t stand in the way of necessary medical care.

• Who They Help: NeedyMeds supports patients of all ages dealing with chronic illnesses, rare diseases, and life-threatening conditions. They focus on helping low-income families and individuals afford medications, medical supplies, and other important needs.
• What They Offer: The organization provides access to a database of financial assistance programs, discount prescription cards, and resources for free or low-cost clinics. NeedyMeds also helps patients locate programs that provide transportation costs, nutritious food, and other daily living expenses.
• How to Apply: NeedyMeds does not provide direct funds but connects patients to relevant financial assistance programs and nonprofit organizations. Patients can access resources on their website based on their diagnosis, geographic location, or type of assistance needed.

With its comprehensive resources and tools, NeedyMeds helps patients and families navigate the financial strain of medical care and find support when they need it most. Learn more and access their tools here.

6. CancerCare®

CancerCare® is a nonprofit organization that provides financial assistance and emotional support to cancer patients and their families. With a focus on holistic care, CancerCare® helps make sure that financial challenges don’t overshadow the journey to recovery.

• Who They Help: CancerCare® supports cancer patients of all ages, including those undergoing treatment for breast cancer, pancreatic cancer, and other life-threatening forms of the disease. Their services are tailored to individuals and families facing financial strain from medical treatments.
• What They Offer: The organization provides financial grants to help cover treatment costs, transportation expenses, and daily living expenses like food and childcare. In addition to financial aid, CancerCare® offers free counseling, support groups, and educational resources.
• How to Apply: Applications for financial assistance can be submitted through CancerCare®’s website or by contacting their support team. Patients must provide proof of diagnosis and documentation of financial need.

By combining financial support with emotional care, CancerCare® empowers patients and families to navigate cancer treatment with confidence and dignity. Visit their website to learn more.

7. The Assistance Fund (TAF)

The Assistance Fund (TAF) provides financial assistance to patients with chronic, life-threatening, and rare diseases. Their programs are designed to help alleviate the financial burden of medical treatments, ensuring that patients can focus on their health rather than the cost of care.

• Who They Help: TAF supports patients of all ages who are dealing with rare diseases, chronic conditions, and high-cost medical care. Their programs prioritize individuals facing significant out-of-pocket costs for essential treatments and services.
• What They Cover: TAF offers financial grants to cover prescription drugs, health insurance premiums, and out-of-pocket costs related to medical treatments. They also help patients manage other health-related expenses, such as transportation costs and prescription copays.
• How to Apply: Patients can apply online through The Assistance Fund’s website. Eligibility requirements include proof of diagnosis, insurance coverage, and financial need.

By providing assistance tailored to the needs of patients with rare and life-threatening conditions, TAF helps families reduce the financial stress of treatment and improve their quality of life. Learn more or apply here.

8. Ronald McDonald House Charities

Ronald McDonald House Charities provides support to families with children receiving life-saving medical treatments. Their services make sure that families can stay close to their loved ones while reducing financial stress during challenging times.

• Who They Help: Families with children undergoing treatment for serious or life-threatening conditions, including cancer and rare diseases. Their focus is on providing assistance to low-income families traveling far from home for care.
• What They Offer: Ronald McDonald House Charities offers affordable lodging near hospitals and treatment centers, covering essential living expenses for families. They also provide nutritious food, transportation assistance, and other resources to help families stay together during treatment.
• How to Apply: Families can contact their nearest Ronald McDonald House to inquire about lodging and resources. Many locations accept referrals from hospitals and treatment centers.

By providing a “home away from home,” Ronald McDonald House Charities helps families focus on their child’s care without the additional burden of finding and paying for accommodations. Learn more and find a location near you.

Help is Within Reach

The financial challenges of a life-threatening illness is no small feat, but there are organizations and resources ready to provide the support you need. From assistance with medical bills and prescription drugs to transportation costs and daily living expenses, these programs can help lighten the load and allow you to focus on healing.

For patients seeking immediate financial relief, American Life Fund offers a straightforward solution. Through viatical settlements, you can access the funds you need to pay for treatment, living expenses, and other essentials through your life insurance policy.

Take control of your financial future today. Contact American Life Fund today at 877-261-0632, or apply online to find out how we can help. Relief is just a call or click away.