At American Life Fund, we aim to make the viatical settlement application process as easy as possible. We understand that our clients and their families are going through a difficult time, and we want to minimize your stress as much as possible. Here’s a look at the process of applying for a viatical settlement with us.

Start With a Viatical Settlement Estimate

Before you apply for a viatical settlement, you may want to start with an estimate. Our online tool makes this process as easy as possible. You simply enter your age, gender, type of illness, stage of your illness, and the value of your life insurance plan. Then, you share your name and contact details. Within seconds of submitting, you are given an instant estimate for the value of your policy.

Download the Application

Whether you decide to complete the instant estimate or not, the next step is to download our application materials. Then print them and fill them out. At that point, you can scan the application materials, save them to your computer, and email them to us as a PDF attachment.

Alternatively, you can have the application sent to you via FedEx. Simply send an email or call us at the below contact details requesting the application be sent to your mailing address. Then, we will send you the application forms along with a return folder. Once you have completed the application at your convenience, simply put it in the return folder and drop it off at a FedEx facility near you or call FedEx to schedule a pickup at your home.

If you like, you can also choose to fax us the forms as well. Whichever method you choose, you can submit the application using the following contact details:

Email Address:

Mailing Address: American Life Fund, 3295 River Exchange Drive, Suite #350, Norcross, GA 30092

Fax Number: (855) 727-4663

Speak With a Financial Counselor

Within 24 hours of receiving your application, one of our financial counselors will contact you. They will call you to confirm receipt of your application and explain more about how the viatical settlement process works. They will let you know if they need any additional medical records or insurance information to complete your application, and at the same time, you can take advantage of this phone call to ask any questions you have about the process.

Applying for a Viatical Settlement Approval and Finalization

Once your application is approved, we present you with an offer. If accepted, we provide you the final paperwork outlining your offer and explaining the details of your settlement. Then, once both parties sign, we provide the funding. Finally, you can use the money from your viatical settlement to relieve all your financial burdens!

At American Life Fund, we are committed to helping our clients with an easy application process and the highest offer for their policy. To learn more about how we can help you achieve financial freedom, contact us directly via phone at 877-226-9836 or email us at

See if you qualify.

Call us at (877) 959-2968

Free instant estimate. No obligation.